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Motor GAP Insurance Cover

GAP insurance protects the value of a vehicle to an agreed maximum amount in the event of a total loss insurance claim.
There are 3 types of cover.

Purchase Price Protection
Reimburses the difference between the price you paid and the insurer's valuation of your vehicle after a total loss.  Cover must be arranged within 60 days of buying the vehicle and can last for 1, 2 or 3 years.

Finance GAP
Reimburses the shortfall between the outstanding finance amount and the insurer's valuation of your vehicle after a total loss.  Cover must be arranged within 90 days of taking delivery and runs for the same period as the finance agreement.

Lease GAP
Reimburses the shortfall between the balance outstanding to the lease/contract hire provider and the insurer's valuation after a total loss.  Cover must be arranged within 90 days of taking delivery and runs for the same period as the lease agreement.

 

GAP Cover
Insurance Documents

  -  GAP cover explained

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